Who We Are
We're professionals and we’re real people, with real families, and real financial concerns—just like you. Backed by over 70 years of combined experience, we hold numerous licenses, designations, and have earned individual industry awards throughout the years. We value trust, simplicity, and service, and we’ll work tirelessly to help you cultivate a thriving, vibrant life that allows you to live abundantly—now and in the future
Terry Holman
Chief Executive & Investment Officer
As the Chief Investment Officer at Zebulon Tax and Wealth Advisory, I bring over 42 years of experience as a financial advisor, along with a background in real estate development, to help clients achieve safety and above-market returns through thoughtfully curated financial strategies. My passion lies in crafting personalized financial plans and investment ideas that align with each client’s goals and values. In short, I’m a spreadsheet and numbers guy through and through.
Previously, I served as CEO of Issachar Capital, where I concluded my tenure with great success and deep client satisfaction. My career has spanned roles from life insurance agent to stockbroker at a major New York brokerage firm, giving me a broad and seasoned perspective on wealth building and risk management.
I’ve been happily married to my wife Darlene for 54 years, and we are blessed with two married daughters, nine grandchildren, and one great-granddaughter. One of the great joys of my professional life is working alongside my daughter, Heather Holman Hughes, and my son-in-law, Bradley Hughes. Outside of work, I love to travel, spend time with the family, and enjoy a good game of golf or pickleball.
Bradley Hughes
Founder & Operator
Bradley Hughes is a financial planner and seasoned venture builder with more than 28 years of experience in the financial & insurance advisory business. As Founder of Zebulon Wealth Advisory, he fuels innovation through strategic solutions and bespoke guidance for high-net-worth clients. He is recognized as a skilled deal broker, balancing all sides of negotiations to ensure mutually beneficial outcomes for principals and investors.
Bradley completed a Master of Financial Planning degree at the University of Georgia, further enriching his deep knowledge base and commitment to staying at the forefront of financial trends and theories.
Bradley enjoys life with his sweetheart wife, Heather. He pursues his love of fly-fishing and trains as a self-described “wannabe” boxer. When he’s not on the water or in the gym, Bradley can be found on the golf course or behind the wheel of his 1965 Shelby Cobra, winding through the vineyard-lined roads of North Georgia in search of the next perfect trout stream
Previously held licenses:
Securities Licenses 6, 63, and 65
Numerous Industry Designations
Inspired by the Tribe of Zebulun — Merchants, Builders, and Visionaries.
At Zebulon, our name is more than a brand — it’s a legacy. In the Bible, Zebulun was known as a tribe of skilled merchants and honorable providers. While their brother tribe, Issachar, stayed in the tents to study and lead, Zebulun ventured outward — navigating trade routes, building prosperity, and making the resources of the world accessible to their people.
They didn’t just create wealth. They gave it purpose.
That’s our role today.
We help high-earning professionals and business owners go beyond the basics — building tax-efficient strategies, sustainable investment plans, and long-term financial independence. Like our namesake, we believe in prosperity with intention — supporting visionaries, empowering families, and creating lasting impact.
