Zebulon Method
A coordinated, family-office-style planning methodology that brings tax strategy, estate and legacy planning, investments, and insurance design into one cohesive wealth plan.
Zebulon Tax & Wealth Advisory helps individuals, couples, families, and business owners in Austin, TX coordinate tax strategy, retirement income, investments, estate planning, and insurance through one integrated wealth plan. Our tax-first, virtual-family-office approach brings complex decisions together, helping you pursue greater clarity, protect accumulated wealth, and align financial choices with long-term retirement and legacy goals.
Integrated guidance for retirement, investments, income, tax strategy, estate planning, and long-term wealth preservation.
A coordinated, family-office-style planning methodology that brings tax strategy, estate and legacy planning, investments, and insurance design into one cohesive wealth plan.
Build a written retirement plan around retirement readiness, savings goals, account consolidation, Roth conversion planning, and thoughtful withdrawal and distribution strategies.
Plan how accumulated savings can become reliable income through retirement-paycheck planning, Social Security timing, pension decisions, and income sequencing across accounts.
Austin clients with complex financial needs can benefit from a coordinated plan instead of isolated product decisions. The Zebulon Method connects tax strategy, investment management, retirement income, estate and legacy planning, and insurance design around your priorities. Tax and estate matters are coordinated with your tax and legal professionals, while Zebulon focuses on financial planning and advisory guidance.
A thoughtful, tax-first approach for clients whose financial decisions are closely connected.
Coordinate tax, estate, investment, insurance, and retirement decisions within one cohesive wealth plan.
Focus planning on reducing unnecessary taxes while aligning financial choices with long-term goals.
Terry Holman brings more than four decades of financial advisory and investment experience to client planning.
Serve successful individuals, families, and business owners across Texas through a virtual-family-office approach.
Experienced advisors and client support professionals provide coordinated, personal guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A financial advisor helps organize and coordinate decisions involving investments, retirement income, tax strategy, insurance, and estate or legacy planning. Zebulon Tax & Wealth Advisory focuses on connecting these areas through a tax-first, family-office-style approach. The firm provides financial planning and advisory guidance while coordinating tax and estate matters with each client’s tax and legal professionals.
Connect with the Zebulon team to explore coordinated planning for your next chapter.
Share your goals and questions so the Zebulon team can discuss an appropriate planning approach.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.