Zebulon Method
A family-office-style approach coordinating tax strategy, estate and legacy planning, investment management, and insurance design around your priorities rather than treating decisions in isolation.
Zebulon Tax & Wealth Advisory provides integrated financial guidance for high earners, families, business owners, and retirees across Georgia. Through the Zebulon Method, tax strategy, estate and legacy planning, investment management, insurance design, and retirement income decisions are coordinated around your priorities—helping you pursue greater clarity, protect accumulated wealth, and make confident long-term decisions.
Coordinated planning for retirement, income, investments, taxes, estate goals, and protecting accumulated wealth.
A family-office-style approach coordinating tax strategy, estate and legacy planning, investment management, and insurance design around your priorities rather than treating decisions in isolation.
An ongoing process for people approaching retirement to evaluate readiness, align savings with goals, coordinate accounts, consider Roth conversions, and develop withdrawal and distribution strategies.
Planning to turn accumulated savings into lasting income, including Social Security timing, pension and lump-sum decisions, income sequencing, and guaranteed lifetime income strategies.
Georgia families and business owners often face interconnected decisions involving taxes, investments, retirement income, insurance, and legacy goals. The Zebulon Method brings these areas together in one cohesive plan, while coordinating tax and estate matters with your existing tax and legal professionals. The result is a clearer framework for protecting accumulated wealth and making decisions aligned with your long-term priorities.
Thoughtful guidance for clients whose financial decisions require coordination, context, and personal attention.
Planning considers tax strategy alongside investments, retirement income, estate goals, and wealth preservation.
The Zebulon Method connects major financial decisions instead of presenting isolated financial products.
The advisory team brings decades of financial services and investment experience to Georgia client relationships.
A small advisory team provides clear communication and coordinated support for families and business owners.
Experienced advisors and client support professionals serving complex planning needs.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A financial advisor helps clients organize and make decisions about investments, retirement, income, taxes, insurance, and legacy goals. Zebulon Tax & Wealth Advisory focuses on coordinating these areas through the Zebulon Method, while working alongside a client’s tax and legal professionals where appropriate. The goal is a cohesive wealth plan built around each household’s priorities and long-term objectives.
Talk with the Zebulon team about your priorities and planning needs.
Share your goals and questions so the Zebulon team can understand how to support your financial planning needs.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.