Zebulon Method
A coordinated, family-office-style planning approach that brings tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan.
Explore coordinated financial guidance for Jacksonville, FL individuals, couples, families, and business owners navigating retirement, taxes, investments, estate planning, and wealth preservation. Zebulon Tax & Wealth Advisory brings a tax-first, virtual-family-office approach to complex decisions, helping clients connect income planning, portfolio strategy, legacy goals, and protection considerations into one cohesive wealth plan.
Integrated guidance for retirement income, tax-aware wealth planning, investment strategy, and long-term financial protection.
A coordinated, family-office-style planning approach that brings tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan.
Ongoing planning for individuals and couples, especially those five to ten years from retirement, covering readiness analysis, rollovers, Roth conversions, and withdrawal strategy.
Guidance for turning accumulated savings into lasting income, including retirement-paycheck planning, Social Security timing, pension decisions, and income sequencing.
Financial planning focused on preserving accumulated wealth, addressing market losses, sequence-of-returns risk, and wealth-preservation strategies near or in retirement.
Portfolio strategy aligned with each client’s long-term goals, retirement income needs, legacy plans, and broader coordinated financial planning.
Tax-focused planning coordinated with each client’s tax professionals to help reduce unnecessary taxes and align financial decisions across the wealth plan.
Jacksonville, FL clients with complex financial needs can benefit from an approach that considers connected decisions together rather than in isolation. The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, retirement income, and insurance design around your priorities. Tax and legal matters are coordinated with your professionals; Zebulon does not provide legal advice or prepare tax returns.
A coordinated approach for clients who want thoughtful guidance across interconnected financial decisions.
Tax considerations are integrated into broader planning to help Jacksonville clients avoid unnecessary financial friction.
One cohesive wealth plan connects investments, retirement income, estate goals, and protection considerations.
The team brings decades of financial advisory, investment, and financial planning experience to complex decisions.
Planning is organized around each client’s priorities, goals, family circumstances, and long-term wealth objectives.
Experienced advisors and client support professionals serving complex financial planning needs.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
Financial advisors may help coordinate retirement planning, investment management, tax strategy, retirement income, estate and legacy planning, insurance design, and wealth-preservation decisions. Zebulon Tax & Wealth Advisory brings these areas together through the Zebulon Method for individuals, couples, families, business owners, high earners, and high-net-worth households with complex financial needs.
Talk with the Zebulon team about your retirement and wealth priorities.
Share your goals and questions so the Zebulon team can discuss an appropriate next step.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.