Zebulon Method
A family-office-style planning approach that coordinates tax strategy, estate and legacy planning, investment management, and insurance design around each client’s priorities.
Virginia individuals, couples, families, and business owners can receive coordinated financial guidance through the Zebulon Method. Zebulon Tax & Wealth Advisory brings tax strategy, investment management, retirement income planning, estate and legacy coordination, and insurance design together so complex decisions support your priorities instead of being handled in isolation.
Integrated planning for retirement, income, investments, taxes, estate priorities, and long-term wealth decisions.
A family-office-style planning approach that coordinates tax strategy, estate and legacy planning, investment management, and insurance design around each client’s priorities.
Ongoing planning helps individuals and couples evaluate retirement readiness, align savings with goals, consider account consolidation and Roth conversions, and develop withdrawal strategies.
Retirement income planning addresses reliable income, Social Security timing, pension and lump-sum decisions, guaranteed lifetime income strategies, and sequencing across accounts.
Financial decisions can affect taxes, investments, retirement income, estate goals, and the protection of accumulated wealth. The Zebulon Method brings these areas into one coordinated plan for Virginia clients, while working alongside each client’s tax and legal professionals where appropriate. The result is a clearer framework for making thoughtful decisions based on priorities, family circumstances, and long-term goals.
A coordinated, tax-first approach for successful people with complex financial needs.
Tax, estate, investment, insurance, and retirement decisions are considered together rather than separately.
Planning keeps tax considerations central while coordinating with your tax and legal professionals.
Senior guidance includes more than four decades of financial advisory and investment experience.
Virginia clients receive personalized guidance designed around their priorities, goals, and financial circumstances.
Experienced advisors and client support professionals serving complex financial planning needs.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
Financial planners and advisors can help coordinate decisions involving retirement readiness, investments, retirement income, tax strategy, estate and legacy goals, insurance design, and wealth protection. Zebulon Tax & Wealth Advisory brings these areas together through the Zebulon Method, while coordinating tax and legal matters with the client’s own professionals. The firm does not provide legal advice or prepare tax returns.
Talk with the Zebulon team about your priorities and planning needs.
Share your planning priorities and questions so the Zebulon team can understand how to help.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.