Retirement Planning
Build an ongoing retirement strategy around when you want to retire, how much you may need, your savings, account structure, Roth conversion considerations and withdrawal decisions.
Prepare for retirement with coordinated guidance from Zebulon Tax & Wealth Advisory. The firm helps individuals and couples evaluate retirement readiness, organize savings, plan income, consider Social Security and pension decisions, and align investment, tax, estate and legacy priorities. Its integrated Zebulon Method brings complex financial decisions together so your retirement strategy reflects the life you want to build.
Integrated retirement guidance helps you evaluate readiness, create dependable income and coordinate wealth decisions around your priorities.
Build an ongoing retirement strategy around when you want to retire, how much you may need, your savings, account structure, Roth conversion considerations and withdrawal decisions.
Turn accumulated savings into a retirement paycheck through income planning, Social Security timing, pension decisions, account sequencing and guaranteed lifetime income strategies.
Coordinate planning intended to preserve accumulated wealth, address market-loss and sequence-of-returns concerns, and connect principal protection with broader retirement goals.
Retirement decisions rarely stand alone. Zebulon Tax & Wealth Advisory helps individuals and couples connect readiness analysis, account consolidation, Roth conversion planning, retirement withdrawals, Social Security, pensions and income sequencing. Through the Zebulon Method, retirement income and investment decisions are considered alongside tax strategy, estate and legacy planning, and insurance design, with legal and tax professionals involved where appropriate.
Get thoughtful retirement guidance designed for complex financial decisions and long-term priorities.
Coordinate tax, estate, investment, insurance and retirement-income decisions through one cohesive wealth plan.
Consider tax strategy alongside retirement withdrawals, conversions, investments and long-term wealth decisions.
Benefit from Bradley Hughes’s 30 years in financial services and Terry Holman’s more than four decades of experience.
Receive personalized guidance and clear communication for individuals, couples, families and business owners.
Experienced advisors and client support professionals guide each relationship with care.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A retirement plan consultant helps you evaluate whether your savings and strategy support your desired retirement, then coordinates decisions affecting income and wealth. Services may include retirement-readiness analysis, account consolidation, Roth conversion planning, withdrawal strategy, Social Security timing, pension decisions, investment coordination and income sequencing. The consultant may also connect retirement planning with tax, estate, legacy and insurance considerations.
Talk with the Zebulon team about your income, savings and long-term priorities.
Share your retirement questions and priorities. The Zebulon team will help you understand the next step for coordinated planning.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.