Retirement Planning
Build an integrated retirement strategy around when you want to retire, how much you may need, account consolidation, Roth conversion planning, and thoughtful withdrawal decisions.
Women seeking thoughtful financial guidance deserve planning that reflects their goals, responsibilities, and long-term priorities. Zebulon Tax & Wealth Advisory brings tax-focused strategy, retirement income planning, investment management, estate and legacy coordination, and insurance design together through the Zebulon Method. The result is a clearer, more coordinated path for protecting wealth and making informed financial decisions.
Integrated planning helps women coordinate retirement, investments, taxes, income, and wealth protection around meaningful life goals.
Build an integrated retirement strategy around when you want to retire, how much you may need, account consolidation, Roth conversion planning, and thoughtful withdrawal decisions.
Translate accumulated savings into a lasting income strategy with retirement-paycheck planning, Social Security timing, pension decisions, and income sequencing across accounts.
Coordinate wealth-preservation planning designed to address market-loss concerns, sequence-of-returns risk, and the protection of accumulated assets within a broader financial plan.
Women’s financial decisions often involve interconnected priorities, from retirement income and investment strategy to taxes, estate considerations, and legacy goals. The Zebulon Method brings these conversations together in one cohesive plan, while coordinating with your tax and legal professionals when needed. This tax-first, virtual-family-office-style approach helps successful individuals, families, and business owners make decisions with greater clarity.
Our coordinated approach is designed for complex financial decisions and long-term confidence.
Planning prioritizes opportunities to reduce unnecessary taxes and coordinate decisions across your broader wealth picture.
Tax, estate, investment, insurance, and retirement considerations are coordinated rather than handled as isolated products.
Senior advisor Terry Holman brings more than four decades of financial advisory and investment experience.
A focused team provides clear, personalized guidance for successful families, business owners, and high earners.
Experienced advisors and client support professionals guide each relationship.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
Financial advisor fees vary based on the firm, services provided, complexity of the engagement, and how advice is delivered. A comprehensive wealth plan may involve different arrangements than a focused planning engagement or investment-management relationship. Before proceeding, ask what services are included, how the advisor is compensated, and whether costs apply to planning, investments, products, or ongoing oversight.
Talk with the Zebulon team about a more coordinated wealth plan.
Share your goals and questions so the Zebulon team can discuss whether its integrated planning approach is appropriate for you.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.