Zebulon Method
A coordinated, family-office-style methodology bringing tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan.
Ohio individuals, couples, families, and business owners can coordinate tax strategy, investments, retirement income, estate planning, and insurance design through one integrated wealth plan. Zebulon Tax & Wealth Advisory provides tax-first, virtual-family-office-style guidance for complex financial decisions, helping clients pursue retirement confidence, protect accumulated wealth, and align their resources with long-term priorities.
Integrated guidance for retirement, taxes, investments, income, estate planning, and protecting accumulated wealth.
A coordinated, family-office-style methodology bringing tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan.
Ongoing planning for individuals and couples preparing for retirement, including readiness analysis, account consolidation, Roth conversion planning, and withdrawal strategy.
Guidance for turning accumulated savings into reliable income, including Social Security timing, pension decisions, income sequencing, and guaranteed lifetime income strategies.
Financial decisions often overlap: taxes can affect investment choices, retirement withdrawals can influence income planning, and legacy goals may shape how wealth is protected. Zebulon Tax & Wealth Advisory coordinates these considerations through the Zebulon Method. For Ohio clients, the firm provides a virtual-family-office-style approach that connects planning conversations rather than treating each financial question in isolation.
A thoughtful, coordinated approach for clients with complex financial priorities.
Tax strategy is considered alongside investments, retirement income, estate planning, and long-term wealth decisions.
The Zebulon Method coordinates multiple planning areas instead of treating financial products as isolated decisions.
Bradley Hughes brings 30 years of financial services experience and Terry Holman brings over four decades of advisory and investment experience.
Ohio clients receive personalized guidance designed around their goals, circumstances, and long-term financial priorities.
Experienced advisors and client support professionals guide each relationship.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A financial advisor helps coordinate decisions involving investments, retirement savings, income planning, taxes, insurance, and legacy goals. Zebulon Tax & Wealth Advisory works with successful individuals, families, business owners, and people preparing for retirement. Its tax-first, virtual-family-office-style approach is designed to connect related decisions so clients can evaluate their financial priorities within one broader plan.
Speak with the Zebulon team about your priorities and planning needs.
Share your goals and questions so the Zebulon team can help identify the right planning conversation.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.