Zebulon Method
A family-office-style planning approach coordinating tax strategy, estate and legacy planning, investments, portfolio strategy, and insurance design around your priorities.
Zebulon Tax & Wealth Advisory helps high-net-worth individuals, couples, families, and business owners coordinate tax strategy, investments, retirement income, estate and legacy planning, and insurance design. Through the Zebulon Method, your financial decisions are connected within one cohesive plan, helping protect accumulated wealth and align each strategy with your long-term priorities.
Integrated wealth planning for complex financial decisions, retirement income, accumulated wealth, and long-term family priorities.
A family-office-style planning approach coordinating tax strategy, estate and legacy planning, investments, portfolio strategy, and insurance design around your priorities.
An ongoing process for evaluating retirement readiness, coordinating savings, planning rollovers and Roth conversions, and developing a thoughtful withdrawal strategy.
Planning designed to turn accumulated savings into lasting income through retirement-paycheck strategies, Social Security timing, pensions, and account sequencing.
High-net-worth financial decisions often involve tax considerations, investment choices, retirement income, estate and legacy goals, and insurance needs. The Zebulon Method brings these areas together so they can be evaluated as part of one cohesive plan. Zebulon coordinates with your tax and legal professionals while providing financial planning and investment guidance tailored to your priorities.
A tax-first, virtual-family-office-style approach for complex financial needs.
Connect tax, investment, retirement income, estate, legacy, and insurance decisions in one cohesive plan.
Evaluate tax strategy alongside wealth decisions to help reduce unnecessary taxes and protect accumulated wealth.
Receive planning shaped around your priorities, goals, retirement needs, and long-term family considerations.
Benefit from more than four decades of advisory and investment experience guiding portfolio strategy.
Experienced advisors and client support professionals provide coordinated, personal guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A high-net-worth financial advisor coordinates complex financial decisions across areas such as tax strategy, investment management, retirement income, estate and legacy planning, and insurance design. Zebulon Tax & Wealth Advisory uses the Zebulon Method to connect these areas within one cohesive wealth plan, while coordinating tax and legal matters with the client’s existing professionals.
Talk with the Zebulon team about your priorities and planning needs.
Share your priorities with the Zebulon team and begin a conversation about integrated financial planning.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.