Integrated Wealth Planning
The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan built around your priorities.
Zebulon Tax & Wealth Advisory helps successful individuals, families, and business owners coordinate tax strategy, investments, retirement income, estate and legacy planning, and insurance design through one integrated wealth plan. For Florida clients navigating retirement decisions, accumulated wealth, and long-term goals, the Zebulon Method brings thoughtful guidance and ongoing oversight together rather than treating each financial decision in isolation.
Integrated financial planning for retirement, income, wealth preservation, investments, taxes, estate goals, and legacy priorities.
The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan built around your priorities.
Develop a written retirement plan, evaluate retirement readiness, coordinate 401(k) and IRA decisions, consider Roth conversions, and shape a thoughtful withdrawal strategy.
Plan how accumulated savings may become lasting income through retirement-paycheck planning, Social Security timing, pension decisions, and income sequencing across accounts.
Coordinate financial planning focused on preserving accumulated wealth, addressing market-loss and sequence-of-returns concerns, and aligning protection strategies with broader goals.
Financial decisions often affect one another. The Zebulon Method brings tax strategy, investment management, retirement income, estate and legacy planning, and insurance design into a coordinated plan. Florida clients can receive personalized guidance designed around their priorities, with tax and estate matters coordinated alongside their tax and legal professionals. Zebulon provides financial planning and advice, not legal advice or tax-return preparation.
Personalized, coordinated guidance for complex financial decisions and long-term wealth priorities.
Coordinate tax strategy with investments, retirement income, estate goals, and wealth preservation decisions.
Bring major financial decisions together through the family-office-style Zebulon Method.
Benefit from Bradley Hughes's 30 years and Terry Holman's more than four decades of experience.
Receive clear, thoughtful support from a focused team serving Florida clients and families.
Experienced advisors and client support focused on coordinated, personal guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
Financial advisor costs in Florida vary based on the services provided, the complexity of the financial plan, and how investment management or ongoing advice is structured. A coordinated plan involving taxes, retirement income, investments, estate goals, and insurance may differ from a focused planning engagement. Zebulon can explain the applicable structure before work begins so you understand what services are included.
Speak with the Zebulon team about your goals and planning priorities.
Share your goals and financial questions so the Zebulon team can discuss an appropriate next step.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.