Integrated Wealth Planning
The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive plan built around your priorities.
Zebulon Tax & Wealth Advisory helps high earners, families, business owners, and people approaching retirement coordinate investments, tax strategy, retirement income, estate and legacy planning, and insurance design. Through the Zebulon Method, your financial decisions work together around your priorities, with thoughtful guidance for Florida clients seeking a more organized, tax-focused approach to building and protecting wealth.
Integrated financial planning for retirement, income, investments, tax coordination, legacy goals, and wealth protection.
The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive plan built around your priorities.
Build a written retirement plan, evaluate readiness, coordinate 401(k) and IRA decisions, consider Roth conversions, and develop a thoughtful withdrawal strategy.
Plan how accumulated savings can become lasting income through retirement-paycheck planning, Social Security timing, pension decisions, and account sequencing.
Coordinate financial planning focused on preserving accumulated wealth, managing principal concerns, and addressing market-loss and sequence-of-returns risks.
Receive investment philosophy and portfolio strategy aligned with long-term goals, retirement income needs, legacy plans, and the broader wealth plan.
Coordinate tax strategy with your broader financial decisions while working alongside your tax and legal professionals; Zebulon does not prepare tax returns.
Miami clients with complex financial needs often benefit when investment, retirement income, tax, estate, and insurance decisions are considered together. The Zebulon Method provides a virtual-family-office-style framework for aligning those choices with your priorities. The firm coordinates with your tax and legal professionals, helping create a clearer path for protecting wealth, preparing for retirement, and shaping your legacy without providing legal advice or preparing tax returns.
A coordinated, tax-first approach for clients whose financial decisions cannot be managed in isolation.
Tax, estate, investment, insurance, and retirement decisions are coordinated within one cohesive wealth plan.
Planning is designed to help reduce unnecessary taxes while supporting long-term wealth and retirement objectives.
Senior advisors bring decades of financial advisory and investment experience to complex client decisions.
Miami-area clients receive clear, thoughtful guidance tailored to their priorities and financial circumstances.
Experienced advisors and client support professionals guide each relationship.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A financial advisor helps coordinate decisions involving investments, retirement, income, tax strategy, insurance, and legacy goals. Zebulon Tax & Wealth Advisory works with successful individuals, families, business owners, and people preparing for retirement. Its Zebulon Method brings these areas into one cohesive plan, while tax and legal matters are coordinated with the client’s existing professionals.
Talk with the Zebulon team about your financial priorities and next steps.
More than four decades of financial advisory and investment experience.
30 years of financial services experience and financial planning education.
Share your goals and questions so the Zebulon team can discuss a thoughtful next step.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.