Zebulon Method
A family-office-style planning methodology coordinates tax strategy, estate and legacy planning, investment management, and insurance design around each client’s priorities rather than treating decisions separately.
Build a coordinated wealth plan with Zebulon Tax & Wealth Advisory. Our tax-first, virtual-family-office approach brings retirement planning, investment strategy, estate and legacy coordination, insurance design, and wealth protection together around your priorities. For Raleigh-area individuals, couples, families, and business owners, this integrated perspective can help connect today’s decisions with long-term income, tax, and legacy goals.
Integrated guidance for retirement income, wealth protection, tax coordination, investments, and legacy priorities.
A family-office-style planning methodology coordinates tax strategy, estate and legacy planning, investment management, and insurance design around each client’s priorities rather than treating decisions separately.
Develop an ongoing retirement strategy covering readiness analysis, savings alignment, account consolidation, Roth conversion planning, and withdrawal decisions for individuals and couples approaching retirement.
Plan how accumulated savings can become reliable retirement income through Social Security timing, pension decisions, account sequencing, and guaranteed lifetime income strategies evaluated case by case.
Coordinate financial planning focused on preserving accumulated wealth, addressing market-loss and sequence-of-returns concerns, and fitting wealth-preservation decisions into the broader plan.
Align investment philosophy and portfolio strategy with long-term goals, retirement income needs, tax considerations, and legacy plans through coordinated advisory guidance.
Integrate tax strategy with investments, retirement distributions, estate priorities, and wealth decisions while coordinating with the client’s tax and legal professionals.
Financial decisions often affect one another. Zebulon’s integrated approach connects retirement income, investment management, tax strategy, estate and legacy planning, insurance design, and wealth protection in one cohesive plan. For Raleigh-area clients, guidance is delivered through a virtual-family-office model designed for successful individuals, families, business owners, and professionals with complex financial needs.
A coordinated, tax-first perspective for clients navigating complex wealth decisions.
Coordinate tax, estate, investment, insurance, retirement, and legacy decisions through one cohesive approach.
Connect financial decisions with tax considerations and coordinate with your tax and legal professionals.
Benefit from Terry Holman’s more than four decades of advisory and investment experience.
Receive planning centered on your priorities, with virtual support available across North Carolina.
Experienced advisors and thoughtful client support guide each relationship.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A financial advisor helps organize decisions involving investments, retirement, income, taxes, insurance, and long-term wealth goals. Zebulon Tax & Wealth Advisory uses an integrated approach so these areas can be considered together rather than in isolation. The firm coordinates tax and estate matters with the client’s tax and legal professionals and does not provide legal advice or prepare tax returns.
Speak with the Zebulon team about your financial priorities.
Share your goals and questions so the Zebulon team can discuss the right next step.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.