Zebulon Method
Coordinate tax strategy, estate and legacy planning, investment management, and insurance design through one cohesive wealth plan built around your priorities.
Zebulon Tax & Wealth Advisory helps high earners, families, business owners, and retirees coordinate tax strategy, investments, retirement income, estate planning, and insurance design. Through the integrated Zebulon Method, clients receive a cohesive wealth plan built around their priorities rather than disconnected financial products—helpful for Texans navigating complex decisions about retirement, taxes, and legacy.
Integrated guidance for retirement, investments, income planning, tax strategy, and protecting the wealth you have built.
Coordinate tax strategy, estate and legacy planning, investment management, and insurance design through one cohesive wealth plan built around your priorities.
Develop an integrated retirement plan covering readiness analysis, account consolidation, Roth conversion planning, and withdrawal strategies for individuals and couples.
Create a retirement paycheck strategy addressing Social Security timing, pension and lump-sum decisions, income sequencing, and guaranteed lifetime income options.
Texas clients often face interconnected decisions involving taxes, investments, retirement income, estate priorities, and insurance. The Zebulon Method brings those conversations together so your strategy reflects your complete financial picture. Zebulon Tax & Wealth Advisory provides personalized planning for successful individuals, families, and business owners, while coordinating tax and legal matters with your existing professionals rather than providing legal advice or preparing tax returns.
A tax-first, virtual-family-office approach for clients with complex financial needs.
Coordinate tax strategy with investments, retirement income, and legacy priorities to support more informed wealth decisions.
Bring interconnected financial decisions together instead of relying on isolated products or disconnected recommendations.
Benefit from Terry Holman’s more than four decades of advisory and investment experience and Bradley Hughes’ 30 years.
Receive clear, thoughtful guidance from a focused team serving clients across Texas and other listed service areas.
Experienced advisors and client support focused on coordinated, personal guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
The cost of financial advice in Texas varies based on the scope of planning, the complexity of your financial situation, and the services involved. Zebulon Tax & Wealth Advisory does not list a standard fee in the available information. A conversation can clarify the planning needs involved, including retirement income, tax strategy, investments, estate coordination, and insurance design, before discussing applicable costs.
Talk with the Zebulon team about your goals and planning priorities.
Share your goals and questions so the Zebulon team can understand your planning needs and discuss appropriate next steps.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.