Integrated Wealth Planning
The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan built around your priorities.
Physicians and medical professionals face complex decisions around income, taxes, retirement, investments, insurance, and legacy planning. Zebulon Tax & Wealth Advisory brings these moving pieces together through the Zebulon Method, a tax-first, family-office-style approach designed to coordinate your financial strategy around your priorities, professional demands, and long-term goals.
Coordinated planning for physicians and medical professionals navigating complex income, retirement, investment, tax, and legacy decisions.
The Zebulon Method coordinates tax strategy, estate and legacy planning, investment management, and insurance design into one cohesive wealth plan built around your priorities.
Build an ongoing retirement strategy addressing retirement readiness, savings alignment, account consolidation, Roth conversion planning, and withdrawal decisions for your long-term goals.
Turn accumulated savings into reliable retirement income through paycheck planning, Social Security timing, pension decisions, lifetime-income strategies, and coordinated account sequencing.
Physicians and medical professionals often make financial decisions across multiple areas at once. The Zebulon Method brings tax strategy, estate and legacy planning, investments, insurance design, retirement income, and wealth preservation into one coordinated plan. Your tax and legal professionals remain part of the process where appropriate, while Zebulon focuses on financial planning and advice rather than preparing tax returns or providing legal advice.
A coordinated, tax-first approach for complex financial lives.
Connect tax, estate, investment, insurance, retirement, and legacy decisions in one cohesive wealth plan.
Focus planning on reducing unnecessary taxes while coordinating with your tax professionals.
Benefit from deep financial advisory experience and personalized guidance for complex financial needs.
Align investment decisions, retirement income, and legacy plans with your long-term goals.
Experienced professionals providing thoughtful, coordinated financial guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
The right retirement plan depends on your income, existing accounts, tax situation, desired retirement timing, and broader financial goals. Planning may involve evaluating workplace plans, IRAs, Roth conversion opportunities, account consolidation, retirement income needs, and withdrawal strategy. Zebulon Tax & Wealth Advisory helps coordinate these decisions within an integrated plan rather than evaluating a retirement account in isolation.
Talk with the Zebulon team about coordinating your priorities.
Share your goals and financial questions so the Zebulon team can discuss an appropriate next step.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.