Zebulon Method
A cohesive planning methodology coordinates tax strategy, estate and legacy planning, investments, and insurance around each client’s priorities.
Zebulon Tax & Wealth Advisory helps individuals, couples, families, and business owners coordinate retirement income, tax strategy, investments, estate planning, and insurance decisions. Through the Zebulon Method, clients receive a cohesive wealth plan designed around their priorities—not isolated financial products. North Carolina clients can access tax-first, virtual-family-office-style guidance for complex financial needs and long-term goals.
Integrated wealth planning for retirement income, tax strategy, investments, estate goals, and protecting accumulated wealth.
A cohesive planning methodology coordinates tax strategy, estate and legacy planning, investments, and insurance around each client’s priorities.
Build a written retirement plan addressing retirement readiness, account consolidation, Roth conversion planning, and withdrawal strategy for individuals and couples.
Plan reliable retirement paychecks through income sequencing, Social Security timing, pension decisions, and guaranteed lifetime income strategies.
Coordinate wealth-preservation strategies for households near or in retirement, with attention to principal, market losses, and sequence-of-returns risk.
Align investment decisions and portfolio strategy with long-term goals, retirement income needs, and legacy plans through coordinated oversight.
Integrate tax-focused planning with retirement, investment, estate, and legacy decisions while coordinating with the client’s tax professionals.
Financial decisions often affect one another. The Zebulon Method brings tax strategy, estate and legacy planning, investment management, insurance design, and retirement income into one coordinated plan. For North Carolina clients with complex financial needs, this tax-first, virtual-family-office-style approach is designed to clarify priorities, reduce unnecessary taxes, protect accumulated wealth, and align decisions with long-term goals.
Receive coordinated guidance built for complex financial decisions and long-term priorities.
Tax strategy is coordinated with retirement, investment, estate, and legacy planning decisions.
The Zebulon Method connects financial decisions instead of treating products and priorities in isolation.
Bradley Hughes brings 30 years of financial services experience to the firm’s planning methodology.
North Carolina clients can access a coordinated virtual-family-office approach for complex wealth needs.
Experienced advisors and client support professionals provide thoughtful, coordinated guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
A financial advisor helps clients organize financial decisions around their goals. Services may include retirement planning, investment management, tax strategy, retirement income, asset protection, estate and legacy planning, and insurance design. Zebulon Tax & Wealth Advisory coordinates these areas through its Zebulon Method, while working with a client’s tax and legal professionals when tax returns or legal advice are required.
Speak with the Zebulon team about your priorities and planning needs.
Share your goals and financial questions so the Zebulon team can understand how to help.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.