Zebulon Method
A family-office-style planning methodology that coordinates tax strategy, estate and legacy planning, investment management, and insurance design around each client’s priorities.
Zebulon Tax & Wealth Advisory provides coordinated, tax-focused guidance for successful individuals, families, and business owners navigating retirement, investments, income, estate planning, and wealth preservation. Through the Zebulon Method, your financial decisions are considered together rather than in isolation, helping connect long-term goals with practical strategies for protecting wealth and creating dependable financial direction.
Integrated guidance connects retirement, income, wealth preservation, and broader financial priorities within one coordinated plan.
A family-office-style planning methodology that coordinates tax strategy, estate and legacy planning, investment management, and insurance design around each client’s priorities.
Ongoing guidance helps individuals and couples evaluate retirement readiness, align savings with goals, consider account strategies, and develop thoughtful withdrawal and distribution plans.
Retirement income planning addresses lasting income, Social Security timing, pension decisions, account sequencing, and guaranteed lifetime income strategies where appropriate.
Independent financial advice is most useful when important decisions are connected. The Zebulon Method brings tax strategy, investments, retirement income, estate and legacy planning, and insurance design into one cohesive framework. This tax-first, virtual-family-office-style approach is built for successful individuals, families, and business owners who want clear guidance without treating each financial product or priority in isolation.
Clients receive coordinated advice designed around their priorities, not isolated financial products.
Tax strategy is considered alongside investments, retirement income, and legacy decisions to help reduce unnecessary taxes.
The Zebulon Method coordinates multiple financial priorities within one cohesive wealth plan.
Terry Holman brings more than four decades of financial advisory and investment experience to client planning.
A focused advisory team supports successful individuals, families, and business owners with complex financial needs.
Experienced advisers and client support professionals provide thoughtful, coordinated guidance.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
An independent financial adviser helps clients evaluate and coordinate financial decisions based on their goals. Services may include retirement planning, investment and portfolio strategy, retirement income, tax coordination, estate and legacy planning, insurance design, and wealth preservation. Zebulon Tax & Wealth Advisory uses an integrated approach so these priorities can be considered together rather than as disconnected decisions.
Speak with the Zebulon team about your priorities and planning needs.
Share your goals with the Zebulon team and discuss the planning support that may fit your circumstances.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.