Zebulon Method
The firm’s integrated, family-office-style methodology coordinates tax strategy, estate and legacy planning, investment management, portfolio strategy, and insurance design around each client’s priorities.
Zebulon Tax & Wealth Advisory brings a tax-first, virtual-family-office approach to Houston individuals, couples, families, and business owners. Coordinate retirement income, investment strategy, estate and legacy planning, insurance design, and wealth preservation through one cohesive plan. For Texans navigating complex financial decisions, the Zebulon Method helps connect each priority to a clear long-term strategy.
Integrated planning options help Houston clients coordinate retirement, investment, tax, legacy, and wealth-preservation priorities.
The firm’s integrated, family-office-style methodology coordinates tax strategy, estate and legacy planning, investment management, portfolio strategy, and insurance design around each client’s priorities.
Build an ongoing retirement strategy covering readiness analysis, 401(k) and IRA rollovers, account consolidation, Roth conversion planning, and withdrawal or distribution decisions.
Plan how accumulated savings can become reliable income through retirement-paycheck planning, Social Security timing, pension decisions, income sequencing, and applicable lifetime-income strategies.
The Zebulon Method connects the financial decisions that are often handled separately. Houston clients can coordinate investment management, retirement income, tax strategy, estate and legacy planning, insurance design, and wealth preservation around their priorities. Tax and estate matters are coordinated with the client’s tax and legal professionals, while Zebulon focuses on financial planning and advisory guidance.
Clients receive coordinated financial guidance designed around complex priorities rather than isolated products.
Focus on reducing unnecessary taxes while coordinating financial decisions with each client’s broader wealth strategy.
The Zebulon Method brings retirement, investment, estate, insurance, and tax priorities together in one plan.
Terry Holman brings more than four decades of financial advisory and investment experience to portfolio strategy.
The firm lists Texas among its service areas and supports clients through a virtual-family-office approach.
Experienced advisors and dedicated client support guide each coordinated wealth plan.
Senior Advisor
Terry Holman is the Senior Advisor at Zebulon Tax & Wealth Advisory, bringing more than four decades of financial advisory and investment experience to the firm's clients. He leads the firm's investment philosophy and portfolio strategy, ensuring that investment decisions are aligned with each client's long-term goals, retirement income needs, and legacy plans. Terry's deep experience guides the coordinated, tax-first approach at the heart of the Zebulon Method, which serves high earners, high-net-worth families, business owners, and professionals preparing for retirement. Based in Alpharetta, Georgia, he is committed to providing thoughtful, personalized guidance and to helping clients protect the wealth they have worked hard to build. Clients rely on Terry for steady, experienced counsel and clear communication at every stage of their financial journey.
Founder & Operator
Bradley Hughes is the Founder and Operator of Zebulon Tax & Wealth Advisory and the architect of the Zebulon Method. With 30 years of financial services experience and a master's degree in financial planning from the University of Georgia, he designed the method to integrate tax strategy, estate planning, investment management, and insurance design around each client's priorities. Bradley leads the Alpharetta, Georgia firm with a tax-first, virtual-family-office philosophy that favors coordinated planning over isolated financial products. He works with successful individuals, families, and business owners who have complex financial needs. Bradley is committed to helping clients reduce unnecessary taxes, protect accumulated wealth, and align their retirement income and legacy plans with their long-term goals, always with personalized attention and clear guidance.
Client Support
Heather Hughes oversees operations and client support at Zebulon Tax & Wealth Advisory in Alpharetta, Georgia. Her background in teaching English as a Second Language and in entrepreneurship gives her a patient, clear communication style and a practical understanding of what business owners and families need from their advisors. Heather keeps the firm running smoothly, serving as a dependable point of contact so that clients feel informed, supported, and well cared for throughout their relationship with the firm. Her attention to detail and her welcoming approach help ensure that the coordinated planning of the Zebulon Method is delivered with consistency and care. Heather is dedicated to making every client interaction responsive, respectful, and focused on their individual needs.
The firm provides integrated financial planning through the Zebulon Method, including tax strategy, estate and legacy planning, investment management, portfolio strategy, insurance design, retirement planning, retirement income planning, and asset or principal protection. Tax and estate matters are coordinated with a client’s tax and legal professionals. Zebulon does not provide legal advice or prepare tax returns.
Speak with the Zebulon team about your goals and priorities.
Share your goals with Zebulon Tax & Wealth Advisory and learn how a tax-first, integrated planning approach may support your financial priorities.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.
For immediate assistance, feel free to give us a direct call at (678) 381-0024, Ext 1094. You can also send us a quick email at terry@zebulonadvisory.com.